2019-09-22T00:00:00With a rapid rate of urbanization in Nigeria, almost half of the population already lives in cities thereby putting great pressure on the country’s urban settlement. Fundamental to this problem is the decision to become a homeowner which is an issue of financial and social decision. Thus, this study investigates the nexus between house ownership and socio economic variables of the household head. The study makes use of nation-wide cross-sectional data of the 2015/2016 General Household Survey (GHS) conducted by the Nigeria Bureau of Statistics. Results show that the main determinants of house ownership in Nigeria are: Occupation, household size, education level, marital status, income and age of household head. The study, therefore, suggests that policies that are targeted at maintaining moderate or lean household size and promoting non-farming occupation along gender-oriented development policies should be advocated and promoted by policy makers, since these variables are considered critical to increasing house ownership among households in Nigeria.