Greener Journal of Agricultural Sciences

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Oyinbo et al

Greener Journal of  Agricultural Sciences Vol. 3 (1), pp.021-026, January 2013

 ISSN: 2276-7770 

Research Paper

Manuscript Number:111212255



Determinants of Crop Farmers Participation in Agricultural Insurance in the Federal Capital Territory, Abuja, Nigeria


1Abdulmalik, R.O, 2Oyinbo, .O, and 3Sami, R. A


1Department of Agricultural Economics and Rural Sociology

2,3Department of Plant Science, Faculty of Agriculture/Institute for Agricultural Research Ahmadu Bello University, Zaria, Nigeria


Corresponding Author’s Email: saintoyas @


This study was carried out to determine the factors influencing crop farmers’ participation in agricultural insurance scheme in the federal capital territory, Abuja, Nigeria. A two stage sampling procedure was employed to select a sample size of 120 farmers and structured questionnaire was used to elicit data from the farmers. The data collected from the farmers were analysed using descriptive statistics and logit regression model. The findings revealed that 78.3% of the farmers were aware of the existence of Agricultural insurance scheme but only 35% of the farmers participated in the Agricultural insurance scheme. The logit regression showed that age, educational level, farm size and accessibility to credit were significant variables that influenced the probability of participation of the farmers in agricultural insurance scheme while household size, membership of association and contacts with extension agents were found to be insignificant in influencing the farmers participation in Agricultural insurance scheme. The major challenge faced by farmers in the course of their participation in agricultural insurance was delay in indemnity payment. It is recommended that effective service delivery by insurance service providers will ensure continuity of farmers’ participation in agricultural insurance and also participation by farmers who are yet to participate.
Keywords: Farmers, Factors, Agricultural insurance, Participation, Logit.


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