Oyinbo et al
Greener Journal of Agricultural Sciences Vol. 3 (1), pp.021-026, January 2013
Determinants of Crop Farmers Participation in Agricultural Insurance in the Federal Capital Territory, Abuja, Nigeria
1Abdulmalik, R.O, 2Oyinbo, .O, and 3Sami, R. A
1Department of Agricultural Economics and Rural Sociology
2,3Department of Plant Science, Faculty of Agriculture/Institute for Agricultural Research Ahmadu Bello University, Zaria, Nigeria
Corresponding Author’s Email: saintoyas @ yahoo.com
This study was carried out to determine the factors
influencing crop farmers’ participation in agricultural
insurance scheme in the federal capital territory, Abuja,
Nigeria. A two stage sampling procedure was employed to
select a sample size of 120 farmers and structured
questionnaire was used to elicit data from the farmers. The
data collected from the farmers were analysed using
descriptive statistics and logit regression model. The
findings revealed that 78.3% of the farmers were aware of
the existence of Agricultural insurance scheme but only 35%
of the farmers participated in the Agricultural insurance
scheme. The logit regression showed that age, educational
level, farm size and accessibility to credit were
significant variables that influenced the probability of
participation of the farmers in agricultural insurance
scheme while household size, membership of association and
contacts with extension agents were found to be
insignificant in influencing the farmers participation in
Agricultural insurance scheme. The major challenge faced by
farmers in the course of their participation in agricultural
insurance was delay in indemnity payment. It is recommended
that effective service delivery by insurance service
providers will ensure continuity of farmers’ participation
in agricultural insurance and also participation by farmers
who are yet to participate.
Keywords: Farmers, Factors, Agricultural insurance, Participation, Logit.
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